LATEST FROM THE NACFB

  • Not the HMO you used to know

    May 17, 2018

    This October, changes to regulations on houses in multiple occupation (HMO) are expected to come into force. These changes will redefine what is counted as HMO, meaning that, from October, there will be a significantly larger number of landlords who will need to ensure they are compliant. Brokers will play a pivotal role in making…

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  • Let’s keep the vibrancy alive in bridging

    May 17, 2018

    When I launched Tuscan Capital earlier this year, I was determined that a central part of our broker offering would be guaranteed, uncomplicated, direct access to mandated senior decision makers. Having seen first-hand the growth of bridging over the past seven or eight years, I was conscious that certain practices and processes within the sector…

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  • Can you protect your customers against rising interest rates?

    May 17, 2018

    With research showing that a quarter of SME entrepreneurs have funded the growth of their business through their own personal finances, the threat of interest rate rises this year will concern many of your SME clients. The higher payments required across mortgages, credit cards and other loans could put a squeeze on them at a…

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  • Commercial lending shows unexpected drop after Carillion collapse

    May 17, 2018

    The collapse of Carillion has contributed to a 4% fall in lending to the commercial property sector in January 2018, falling to £4.10bn from £4.24bn in December 2017, according to Lendy, one of Europe’s leading peer-to-peer secured property lending platforms. The construction sector typically sees an increase in lending and investment between December and January…

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  • Why bridging is relevant for energy performance standards

    May 17, 2018

    There has been much talk about the effect on landlords of the new standards around energy efficiency, known as the Minimum Energy Efficiency Standard (MEES). Any property in England or Wales (the rules are different in Scotland) that now achieves an F or G rating can no longer be let to new tenants. Although it…

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  • Apex: market-leading commissions coupled with expertise

    May 17, 2018

    Apex Bridging is a specialist bridging lender, founded by property experts with a background in property trading. Established five years ago, our experience stems from our sister company, House Buyer Bureau – a property cash buying firm. All of our staff and directors have a varied background from estate agents to mortgage brokers, which has…

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  • No more interference

    April 19, 2018

    Another very busy month here at the NACFB has seen the executive team and I supporting commercial finance brokers and the industry across the length and breadth of the UK. Following our Broker Days in London and Manchester, one thing that emerged was the need for us to communicate more clearly all of the things…

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