Alternative Bridging Corporation Limited

Alternative_LogoAlternative Bridging Corporation is a principal lender and provides short-term finance for the property industry and business community as well as bridging loans to homeowners. We have done this for 25 years and continue to do so.

We are a team of experienced and dedicated property finance experts – all of whom have had life-long exposure to property lending, including property bankers, valuers and accountants who understand both property and business finance.

We understand that each loan is unique and will work closely with you to understand your clients’ needs in order to complete the loan swiftly and efficiently. We lend across the whole of the UK and have an experienced team based in key regions across the country.

Funded by shareholders, we provide short-term loans from £250,000 up to £10m from 3 to 24 months.

Put simply, property finance is our business.

BDM Sales Contact

Telephone: 020 8349 5190


Short term loans for:

  • Purchase
  • Refinance
  • Refurbishment
  • Development
See our full product matrix here »

Meet the Team

  • Paul Tromans
    Business Development Manager
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  • Mike Jones
    Business Development Manager

    Mike’s experience and connections over the past ten years in the finance industry have focused on short term lending and asset finance. Mike is an experienced New Business Manager and adds considerable strength to ABC’s origination team, reinforcing our commitment to support our friends in the broking community.

    He is highly sales-driven with a proactive approach to communication. Mike develops strong relationships through one-to-one liaisons, thus extending to our brokers a sound understanding of our products and procedures and helping intermediaries to satisfy borrowers’ requirements swiftly and simply.

    Mike recognises ABC’s commitment to an expansion programme supported by efficient, reliable systems. Focused entirely on short-term lending and with immediate access to the credit team, Mike is able to respond immediately to new opportunities, maximising the benefits for both ABC and its supporters.

    Outside of work Mike is a motorbike enthusiast and a huge, he would argue “the biggest”, Chelsea fan.  You may ask “How can a Chelsea fan prosper in a Spurs environment?!” – we certainly do!

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  • Paul Goodman
    New Business Development Director

    A surveyor of over 20 years’ standing, his earlier career includes providing professional advice at Baker Harris Saunders, Grant and Partners, BAA Lynton, Nationwide Building Society, The Commission for the New Towns and Savills before joining Southern in 1999.

    Paul has worked on various residential development projects including 24 flats in Stoke Newington, 14 units in Bethnal Green, five houses in Rickmansworth and several hundred units adjacent to the Olympic Park.

    Since 2008 Paul has dealt with an array of financing transactions and is now totally focused on broker relationships and generating new business for ABC, analysing and proposing transactions and seeing them through our credit process.

    Paul is married with a son, is an ardent chef and bon viveur and a passive sportsman and lives in Central London.

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  • Stephen Meller [ACA]
    Joint Managing Director

    Stephen is primarily responsible for our corporate finance and treasury functions, together with legal structuring and also sits on our credit committee. Additionally he manages a number of our loans, primarily in the hotel and student accommodation sectors. This variety involves him in all aspects of what we do, with no two days the same and no time for boredom!

    Stephen has been involved in property since he qualified as a Chartered Accountant. Initially he was finance director for a property development company, then in 1998 joined Southern as a broker and in 2006 he was appointed a director of  our parent company. Since then he has focused on the  development of  ABC into the short term lender it is today.

    At weekends his second job is as taxi driver to his three children and occasional linesman at his son’s football matches. When there is time to relax he swims, goes to the gym (occasionally) and reads.

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  • Jonathan Rubins

    Jonathan’s daily role is varied and with a primary responsibility for new business, his day is mainly sales-driven, meeting a diverse range of ABC’s borrowers who vary from BTL and professional property investors to caravan park operators, restaurateurs  and hoteliers. As his involvement extends from broker relations to credit, policy and administration, this wide range of tasks enables him to see our business from both sides of the fence.

    Jonathan has been involved in property finance since 1993, initially as a broker at Southern , so he really understands what motivates our introducers. From 2005 he has focused on our short-term lending businesses helping to build ABC from a bolt-on to our core activity.

    His weekends are no more relaxing than his working week, and two daughters and three dogs mean opportunities to go to watch Spurs are increasingly rare, but he still finds time to work out and has done two marathons and lived to tell the tale.

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  • Brian Rubins

    Brian has spent over 50 years in property finance, first as a broker and subsequently in merchant banking. In 1993 he formed Southern Group Limited which concentrated on property finance broking and a short-term lending subsidiary, originally a useful bolt-on, which has since become ABC and our primary focus.

    He is responsible for policy, strategic alliances and oversees our credit and marketing functions. Brian enjoys the creative side of business, having ideas which become dreams and then realities.

    Working with our young team keeps him on the ball, and with a wife, four children and seven grandchildren his work days and weekends are fully committed. Living in Central London, Brian enjoys playing bridge and (trying) to play golf.

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