Just Cash Flow PLC


Just Cash Flow PLC is a responsible specialist lender to UK Businesses.

We offer flexible funding solutions from £10,000 to £500,000 as an alternative to a bank overdraft or business loan.  We are delighted to work with professional Broker partners and intermediaries seeking to provide medium to longer term funding for their clients.  We also partner well with other lenders, helping you to find the optimum solution for your clients business.  We know that every business is different so we are able to offer tailored financial solutions to meet these requirements.

We offer a straightforward application process and a prompt funding decision is made by an experienced professional team of underwriters. They have a personal approach and you can even apply over the phone.

This is what one of our broker partners from Gable Asset Finance had to say:

“The speed of the process cannot be faulted. From the outset the staff were professional and quick to respond. The underwriters are knowledgeable and professional and the highest standard I have come across in the industry. Commission was paid immediately. They were a pleasure to deal with.”

BDM Sales Contact

Telephone: 0141 896 0519
Email: partners@justcashflow.com
Website: www.just-cashflow.com/partner


• Revolving Cash Fund

• Portfolio Builder

• Just Bridging Loans Ltd

Meet the Team

  • Stephen Kisby
    National Sales Manager

    Stephen has over 30 years financial services industry experience that includes working for such household names as The Woolwich, Norwich and Peterborough Building Society, The Mortgage Business and Commercial First Mortgages.

    He has a wealth of business relationship experience in the broker and intermediary finance market.  This makes him well placed to lead the development of these important relationships.

    This experience has taught him that the key challenge is educating professional brokers and intermediaries about our range of flexible financial solutions; the key focus for both himself and the Business Development Managers that report to him.

    Tel: 07799 641 851
    Email: skisby@just-cashflow.com

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  • John McLellan

    John McLellan is Chief Operating Officer of the wholly-owned subsidiary, Just Cash Flow PLC, and a specialist in business finance, including credit, collections and risk sectors.

    Before joining the Group, John ran his own consultancy, undertaking various projects across Pan-European Financial Services providers to optimise performance and reduce costs.

    Prior to starting his own business John held senior management positions with Aktiv Kapital (UK) Ltd, Cabot Financial (Europe) Ltd and Royal Bank of Scotland.

    John is a former Director and Council member of the Credit Services Association and is an Associate of the Institute of Bankers in Scotland.

    Tel: 0141 896 0519
    Email: partners@justcashflow.com

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  • John Davies – Just Loans Group PLC
    Chief Executive Officer

    John’s passion is helping businesses thrive and grow by providing much needed funding where possible and sharing his hard earned business lessons.

    As the founder of Just Loans Group PLC, he is focussed on helping to bridge the funding gap that has restricted the growth of British industry.

    The company helps businesses to invest and grow through its three subsidiaries, Just Cash Flow PLC, Just Finance Loans & Investments PLC and Just Bridging Loans Plc

    Just Cash Flow PLC is a specialist lender to UK businesses offering flexible funding solutions to support them through growth and development phases.

    Just Finance Loans and Investments Plc takes an equity investment in companies in conjunction with longer term loans.

    Just Bridging Plc is a specialist in UK commercial 2nd Charge lending providing funds to the specialist building and development sector.

    John draws on his 30 plus years of experience gained through founding and running a number of companies to give guidance to existing and potential business owners.

    He is frequently asked to chair or contribute at industry-wide events under the key theme of helping businesses avoid potential pitfalls and the need to focus on key business fundamentals such as planning, forecasting and managing cash flow.

    He is a strong advocate for there to be a formal qualification for directors before they set up in business.

    Recently he has shared his experience and expertise at a number of Fintech events to educate tech entrepreneurs about the different forms of funding available to them and the need to bring their products to market.

    Email: partners@justcashflow.com

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