Asset Finance


Asset Finance

United Trust Bank is a significant niche lender within the asset finance sector that offers competitive, flexible finance facilities for businesses. We lend on a broad range of wheeled and tracked assets, as well as engineering equipment, via finance leasing and hire purchase facilities and welcome proposals for refinancing for a wide variety of uses. Our highly experienced team have an in depth knowledge of the sector and are committed to offering a professional and personal service to our broker partners.

United Trust Bank provides SMEs with flexible finance facilities enabling them to seize opportunities and develop their businesses. We are committed to offering a high quality personal service and our credit managers are happy to discuss potential cases over the phone before receiving full proposals as well as throughout the application process. In our experience, working closely with brokers and encouraging frequent open and honest communication enables us to serve our broker partners best and in turn helps you to deliver the best possible service to your clients. We regularly review our commission structures to ensure that brokers can always consider UTB when looking to arrange quick and flexible finance solutions for their customers.

 Our dedicated asset finance team are specialists with an extensive knowledge of the wheeled and tracked vehicle sector. This high level of expertise enables us to assist with complex transactions and to provide a quick and efficient service from proposal stage through to drawdown

United Trust Bank offers a truly personal service and we positively encourage our credit managers to find innovative transaction structures which meet the customer’s specific needs. We aim to build strong, long term partnerships with brokers and to deliver a service which will encourage clients to come back time and again. We provide quick decisions backed up by same day payments ensuring that borrowers can complete on a transaction without delay

“One of the main advantages of dealing with a smaller, specialist lender like United Trust Bank is our ability to provide tailor made flexible funding solutions taking into account all of the elements of the proposal. Some of the cases we see would struggle to clear the first hurdle with banks which have more of a tick box approach. However, we look carefully at each and every one. If the numbers don’t quite add up, our considerable credit experience may allow us to find an alternative which is acceptable to the Bank and still meets the borrower’s specific needs.”

Martin Nixon, Head of Asset Finance, United Trust Bank

asset utb


Asset Finance – non regulated hire purchase and finance lease

See our full product matrix here »

Meet the Team

  • Paul Taylor
    Business Development Manager


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  • Lee Chandler
    Loans Administrator

    Tel: 0207 190 5598

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